Medical Tourism and Travel in Singapore

Medical tourism is the practice of traveling to another country to receive medical treatment. Depending on the nature of treatment and destination of travel, costs savings can be substantial, even after factoring in air fare, hotel accommodation, insurance, dining and shopping. For instance, a heart valve operation which would cost over $200,000 in the United States, could cost under $10,000 in a country like India. It is for this reason, an ever increasing number of patients in the West, where medical costs have sky-rocketed, are traveling to Asia to seek medical treatment.

Singapore has become one of the major destinations for international medical tourists. Three agencies, the Economic Development Board, the Singapore Tourism Board and the International Enterprise Singapore, have come together to develop Singapore as one of Asia’s leading health care destinations. Through their cooperative efforts, they successfully attract an average of 200,000 medical tourists to the island state each year, bringing with them revenues of about US $3 billion annually.

Singapore prides itself with having world-class medical facilities, with 11 JCI accredited hospitals. It has a chiefly English-speaking population and is well known for its clean and green structured environment. Many of the doctors and staff have also been trained in major medical centres in the United States and Europe.

Whilst medical costs in Singapore are considerably lower than in the West, they are more expensive compared to some of the surrounding Asian countries, such as Thailand and India. However, Singapore has managed to successfully brand itself above the competition, offering a wide spectrum of health care services in every major field of medicine. Singapore has developed a reputation for it’s expertise in Neurosurgery, Cardiology, Opthalmology, Oncology and Dental Services.

The health insurance singapore for foreigners Tourism Board works with various travel agencies and health care providers, to provide foreign patients with attractive and affordable health packages. These include air-port transfers, booking of specialist appointments, hospital stays, sight-seeing arrangements etc.

The Parkway Group of Hospitals (Gleneagles, Mount Elizabeth and East Shore Hospitals) is a major service provider in the field of medical travel. Together with Raffles Hospital, Mount Alvernia and the Government-linked Restructured Hospitals (Alexandra Hospital, Singapore General Hospital, National University Hospital, Changi General Hospital and Tan Tock Seng Hospital), they provide a comprehensive and competitive range of services to foreign patients. Most hospitals now have dedicated International Call Centres to cater to this growing demand.

Important Points to Ponder Before Buying a Health Insurance Plan

A health insurance plan is an essential part of financial planning in this era of skyrocketing medical costs. Medical inflation has been aggravating at its full spree which makes it all the more important to buy a Health Insurance plan which could sponsor the hospitalization and medical treatment bills or expenses.

It is important to evaluate and look for the following parameters to get a best health plan for you and your family.

1. Check for the Waiting Period Clause

You must be feeling care free after taking an insurance, but your health insurance comes with a waiting period clause for specific conditions. There is an initial period clause which says that any hospitalization claim will not be admissible in first 30 days of the policy commencement apart from accidental hospitalization.The pre-existing diseases or conditions are also not covered immediately after you purchase a policy.There is a waiting period ranging from 2 years to 4 years as per the plan conditions in the industry. Also, there are certain surgeries and treatments like hernia, cataract, joint replacement, etc. which can be treated after a specific waiting period of 1 or 2 years.

So,it is important to check the waiting period clause before you finalize the health plan.

2. Check for Sublimits

There are certain capping or sublimits in your health plan which says that the specific kind of expenses are paid by the insurance company upto a specific limit and beyond that the insured or customer has to bear them at his own. For example: Room rent charges are capped on per day basis for different health plans. Some health plans also come with a mandatory co-pay where the portion of the admissible claim is to be borne by the insured and the remaining is paid by the insurance company.

Check for the sublimits in your health Sri-lanka-plans to avoid any last minute surprises at the time of claim.

3. Check for Network Hospitals

The insurance companies offering health plans have certain empaneled network hospitals with whom they have a tie up. Any hospitalization or treatment taken in the mentioned or specified network hospital list is done on the cashless basis subject to policy conditions.

Check for the list of network hospitals of insurance company and ensure you have network hospitals of the insurer near your place of residence in case of any emergency hospitalization. Also, a treatment in non-network hospital may not offer cashless treatment and some insurers have a co-pay clause if you take a treatment in non-network hospital.

4. Check for the Claim Process

Different insurance companies have different claim procedures. Some settle or administer claims through Third Party Administrators (TPA’s) and some have their own in house claim settlement unit to foster quick and hassle free claim processing. Also, check the claim settlement ratio of the insurer you intend to buy a health plan from to have a clear picture on the number of claims settled by the insurer.

It is important to have a handy information on claims procedure to have a smooth and hassle free treatment in the times of hospitalization.

5. Compare & Buy Online

It is important to take a right buying decision which can be done by comparing the available health insurance plans online. You can compare the price, key features, policy benefits, value added benefits, eligibility, exclusions,etc. of multiple health insurance plans to make a right informed choice of your own without any interference of the agents. Buying online health insurance plan is a hassle free process which required least documentation and quick policy processing. There are certain online portals which will enable you to make an easy comparison and will assist you in choosing the right Health insurance plan.

Various UAE’s Health Insurance Plans

Health Insurance is a very essential thing for a person as it covers the medical expense which is related to numerous illnesses. There are different types of or insurance plans in UAE that may be very useful for the people with dissimilar requirements. As each individual is different from one another, the needs of one may also differ from one another. Before you buy any health insurance plan, it is very essential that an individual always consider his specific requirements and circumstances that will help to select what kind of health insurance plans you should purchase.

There are basically 3 basis types of health insurance plans in Dubai i.e. Government Sponsored Plans, Controlled Care Plans and Guaranteed Protection Plans. The controlled care plans offer the absolute health cover against some fixed amount of premium. The purchaser of such insurance plan has got an option to select from the number of various hospitals that are included in a network of the insurance company. Anyone is not responsible to get the Insurance cover if he gets the Medical treatment from other Hospital that is not incorporated in the network. The Guaranteed Protection plans permit the person who is insured to select any hospital of his own preference. Such policies have higher rate of premiums attached with them. The Government sponsored plans supply to the medical fee of the poor, retired government officials and the retired teachers. These policies have a very squat amount of premiums and are more beneficial than the policies which are provided by the private companies.

Besides, there are diverse companies that are providing Insurance plans which are particularly planned for the people who have shifted in UAE from some other countries. One may select from dissimilar kinds of Health policies such as the Individual, Family or group policies. In UAE, there are various options with the customers when it comes to buying Insurance but one must select a UAE-Plans that is most suitable for him.

Home Tuition – Facts You Need to Know

Singapore is one of the countries around the world that is very open to the idea of home schooling. A lot of students and even parents who lives in Singapore have been practicing Home Tuition. Singapore is one of the most highly industrialized countries all around the globe. Yet the openly embrace the fact that their students can really benefit from a home tuition. Hiring a private tutor for your child does not imply any weakness on their part.

Because home schooling has been very popular in Singapore, a lot of people have seen this to be a very good potential to generate an income. Even teachers who have been teaching in regular schools cater home tuition on a part time basis. Retired teachers are still being productive during their retirement years by working as a private tutor. Now, fresh graduates can qualify to teach as private tutors. At times, even those who did not finish their college or those who do not own a degree in college are able to teach elementary students. Thus, with all this private tutors around, how will you be able to know that you are picking the right one?

In choosing a private tutor for your child, you have few things to consider.

Firstly, you need to know if the person you will hire is really qualified to teach. I am not only talking about educational attainments here. His experience and his person’s ability to teach should also be considered. You must understand that holding a college diploma is not a guarantee that the person is really capable of teaching and that he will become an effective teacher. Take note that communication skills are also very important. The teacher’s ability to relay the topic in a comprehensive way is very important. There are people who are knowledgeable in certain subject but are not able to relay the information well. This is where the teaching skills will matter. Not all highly intellectual professional are gifted with teaching skills.

Gender will also matter. I am not saying that male tutors teach better than females or vice versa. I am not talking about gender biases here. What I am only concerned about is the child’s comfort. As parents, you should take into consideration the preference of your child. Who is he comfortable to work with, a male or a female tutor? Remember that in order for the learning to be effective the student must be as comfortable as possible. Make sure that open communication is maintained between your child, the tutor, and you. Your child must be able to voice out his questions to his tutor. On the other hand, the tutor must also be able to tell you his concerns with regards to your child.

Your location must also be taken into consideration. Your tutor must live respectively near your place. This will be a lot easier for them. Thus, less time and energy is wasted on travel.

What I have mentioned in this article is just few of the facts that you need to know about home tuition. Before picking a home tuition for your child, make sure that it is the right one and that you will not be spending your money for nothing. Screen every applicant well. Remember that we are talking about your child’s future here. And your child deserves only the best.

Clara own and run personalized home tuition [] services for student and parent in Singapore. Home Tuition Singapore aim to provide best services to help students get the tuition services that suit their needs.

Useful Tips About Changing Guitar Strings

Guitars are highly technical instruments with intricate mechanisms and parts that help produce the sounds that it produces. The guitar’s strings are probably the most important part of a guitar’s sounds, but many people forget to care for them the way they should be cared for. Even guitar owners who maintain and clean their instruments on a regular basis often forget to maintain or replace the most important part of a guitar’s sound – best acoustic-electric guitar.

There are some signs that are obvious clues that you need to change out your guitar cords. If your cords are discolored, change them. If your cords are not conforming to the right shape, change them, and if your strings are rusted, please, please change them.

Hopefully, you are operating with all six strings because if one has disappeared, there’s a problem. On the smaller end of the less obvious scale, the truth is that you should change your cords every few months. Changing your strings will make the music that you play sound more clear, crisp and audibly recognizable to others.

The time in between changing guitar cords is really the best way to tell how often to change your strings. If you are an avid guitar player who likes to play every spare moment of the day, you will need to change your guitar cords more often than the occasional guitar player.

The latter can get by with waiting three months or more in between changing strings while the avid musician might want to consider changing guitar strings every two weeks or so. It is hard to give an exact time frame for changing strings. It just depends on how often you play your guitar and the amount of use the strings actually get.

There are many different kinds of strings, and many different manufacturers that will swear that their product is the best. The only way to decipher which brand is the best is to try out different ones and decide for yourself. However, knowing which type of cords, and not who makes them, is what should be your concern.

If you have an acoustic guitar then you will need just regular acoustic guitar strings. If you own a classical guitar then your strings should be nylon. Generally, what type of guitar you are playing is what will categorize the strings. Therefore, there is really no excuse for buying the wrong cords. The thickness of the strings determines the quality of sound, but remember, the thicker the strings, the harder they are to play. The ballpark price for them is quite reasonable.

Changing your guitar strings can be a lesson in frustration. The intricate detail that you have to endure just to change one string can annoy even the calmest of personalities.

Rather than trying to do this yourself the first few times, it might be helpful to make a trip to your local guitar center. They may have kind associates who can give you tips and hints on how to change your strings with fewer frustrations. They may even change them for you the first couple times until you get the hang of it.

4 Signs That You Need an Aircon Servicing

Your air conditioner is one of the most significant elements inside your homes because it provides a comforting and relaxing element in your home. It is likewise a necessity in every office and school to provide a convenience for the people, and this is the reason why it is highly significant to install aircon inside your room.

Your air conditioner is of the most essential component in your room or office that is why it essential to take care of your unit and know the signs when your aircon needs servicing. An aircon service is essential to keep the maximum performance of your aircon.

One of the signs that you need an aircon servicing is:

1.) when you notice that air that your air conditioner generates is no longer as cool as it should be even though you have put it to its maximum level, or worse, there is no cooling at all. The poor performance of your air conditioner is an indication that there is something wrong inside the system; thus it highly needs an aircon servicing. This problem is sometimes caused by some problems in your fuse or circuit breakers.

However, if you know that there is something wrong with the fuse or the flow of electricity, this is the time that you have to go on the professionals to check on your aircon unit. This problem should not be ignored because it may cause severe damage in your aircon.

Another sign that you needs servicing is:

2.) when you notice that there is too much water that comes out from your unit. This problem should not be ignored before your air conditioner unit breaks down.

If you turn on your aircon and then it just automatically shuts off, it only means that there is something wrong in your unit and requires aircon service. Remember that your air conditioner system requires a continuous flow of electricity. If this problem happens to your aircon, there might be a problem inside your aircon unit that blocks the flow of electricity. If this happens, you have to call for a professional help before the situation gets worse.

Another indicator that your aircon needs servicing is

3.) when you notice that your air conditioner is creating strange noise and a foul smell. A foul smell that is coming out from your air conditioner sometimes means that something has burned out inside your air conditioner unit. The strange noise is an indicator that there is something wrong inside the system of your aircon and needs aircon service.

4.) If you notice that your electric bills becomes bigger that before, and you know that your air conditioner is the major cause of this too much increased of energy bills, then it is the right time for you to call for an aircon servicing. If you notice that your energy bills continue to climb even though you are using your aircon unit less, then it means that you really have to call for air con servicing. Your aircon is a significant investment that is why you have to take care of your aircon unit.

Resveratrol Capsules – Are They Any Good?

The medicinal properties of Resveratrol were realized by the modern generation. Pharmaceutical companies thought of cashing in on this opportunity and they started releasing Resveratrol supplements primarily in the form of capsules. Ever since then, there has been no turning back for these companies and even newer companies are galloping fast into the niche. Resveratrol capsules are in much demand these days and if you too are interested in procuring them and ingesting them, this is the best time to start with that habit of yours!

Resveratrol capsules are merely Resveratrol extracts combined in a compatible base. Sugarcane waste, red grapes (along with seeds), peanuts, products derived from peanuts. Japanese knot weed, white hellebore along with mulberry extracts is widely employed for extracting Resveratrol. Certain plants are known to produce Resveratrol naturally, when they sense the attack of pathogens. Pharmaceutical companies that specialize in the large-scale manufacture of these capsules are known to induce pathogens artificially to these plants, so that Resveratrol can be collected in immense amounts. The concentration of the effective Resveratrol present in the plant depends on many factors (not merely according to the number of pathogens induced artificially to the plants).

These capsules come with varying quantities of usable Resveratrol included with them. The larger the quantity of Resveratrol, the expensive the capsules tend to be. It is estimated that a kilo of Resveratrol extracts can fetch approximately $3000 to $4000 in the current market scenario. Internet is the best arena to invest on genuine and non-genuine Resveratrol capsules. Plenty of people are getting tricked everyday – they invest on non-genuine products. Buying Resveratrol capsules from the internet has its own share of advantages and disadvantages. You get to access the product with the mere touch of buttons! These capsules are usually sold as 20mg capsules.

The reader might be aware that Resveratrol has many medicinal properties associated with it. The prominent ones are anti-aging, anti-inflammatory, lowering the effective blood sugar (hence beneficial for diabetic patients) and even inhibiting various types of cancer growths and tumors. Since the product is available in the form of a capsule, many will be able to ingest and assimilate it easily.

Do you want to look younger, live longer and be healthy? If yes, then you can do this with the help of Wholesale CBD Capsules .

Collecting Bitcoins to Use In a Transaction

The big question of how to get bitcoins.

After acquiring a basic knowledge of what bitcoin is and how the wallet really work, you may want to get into the digital currency world and get some bitcoin for yourself. Thus the big question arrives to your mind: How do I get bitcoins?

Becoming difficult.

After you get the knowledge of the origin of every single bitcoin, which is based on a mining process, you’ll believe that the best way to get them is by joining this mining process. The thing is that, this has become very difficult, because the fast popularity grow of the crypto currency.

Sell products or services.

Every single bitcoin comes as the result of a previous transaction. Thus, the way to get them, when you don’t have any, is by receiving a transaction from someone else, when you purchase them using cash or also by mining new bitcoins.

When you know an individual, who uses bitcoins, you can ask him/her to get bitcoins. In case you don’t know anyone who posses them, you can get bitcoins by offering another kind of transaction with just another bitcoin user, resulting you getting paid in bitcoins. The alternative option is by mining them yourself.


In case you cannot purchase bitcoin from someone else, you can get them by mining them. The term mining here means: solving a complex mathematical problem, which intention is to validate other individuals transactions. In return you’re awarded with bitcoins. Receiving bitcoins is sometimes free, but a fee may be included for sending them, it depends on the online platform you use. Before getting into mining bitcoins, you need to understand, that it’s not an easy way to get bitcoins, it requires some tech knowledge, which may not be practical for you.


In case, you don’t know anyone who posses bitcoins, you don’t have anything to sell to exchange for bitcoins, there’s a way to buy bitcoins. There’re several online platforms, these sell bitcoins by a process called trading/exchanging. HereĀ Bitcoin news today
I list some ways you can purchase bitcoins:

Buy bitcoins from a person.

There are online marketplaces where you can buy bitcoins in a person-to-person scheme. You can pay these individuals with cash or by other ways. The good think is that you and the seller can arrange the payment method: cash in person, cash by deposit, bank wire, PayPal, etc. The key element here is to find someone trustworthy. A good tip is using an escrow online service, this way you can protect yourself against any kind of fraud. The good thing about these online escrow platform, is that everyone should upload their scanned ID, this guarantees security during the transactions.

Buy bitcoins from an exchange and outlet.

Bitcoin exchanges or outlets are basically online services that make it easier for buyers and seller to do bitcoins transactions. To be part of one of these, all you need is to create an account and get your identity verification before you can buy or sell bitcoins.

Buy bitcoins through an ATM.

Some cities around the world offer physical bitcoin ATMs. You just get your bitcoins through them using local fiat currency. Governments regulate the uses of these ATMs for security purposes. Sometimes finding a bitcoin ATM near your location may be difficult, because even the location where these are installed is regulated.

Discount Medical Insurance Plans

Not a day goes by in the UK that thousands of citizens are not venting about the frustrating situation with the NHS and expressing desire that there was an affordable option out there to support them and their families in times of need.

This, sadly, is a common misconception that most people give into and do not look a step further. You, however, have made it here, which tells me that you do have some personal interest in the issue. The good news is that you will finally be rewarded, because not only is private medical cover reasonable if you take the right route, but it is more than affordable!

Most people get to this point and they look up reputable insurers such as WPA, CIGNA, Boots, Tesco, Bupa, Aviva etc., but when they call in they are seriously disappointed. The thing is, these companies know that the UK is in need of serious help when it comes to health services, but since you are the one calling in they have no reason to give you a discount. Just by calling you are sort of left to their mercy because you are in need of their services. Just calling up one of these companies is meeting in person is not the best way to find discounted insurance.

Another option is what you are doing right now. Searching the Internet to find a price in a company that will work with you instead of against you. This can be much more successful than option one. Many companies offer free online quotes and you can compare the options from the comfort of your own home on your own time. Forums are also available that you can look through and see firsthand accounts of what people have experienced with that particular route. Discounts can be offered to Internet shoppers, but by going one step farther you are far more likely to receive a good deal.

The best way to find discount medical bupa expat insurance plans, in the UK is by going through an online broker. Here you still get the freedom of meeting whenever you want from your home, but this person is trained to do all of the work for you. By working with brokers you are letting them dig through the different quotes and companies to find a policy that suits your individual needs, and really, they are always so individual. You do not even have to pay these aids for their assistance!

Hands down, finding quality medical cover in the UK is a sticky business, but the best way to go about it is by working through a broker online. There are no down sides. You save time, money, line waits, and hassle, and you are rewarded with the services you deserve. You do not need to pay an arm, leg, and your first born child to receive proper insurance. Supreme service, nice facilities, short waits, and great coverage are within your grasp. Despite the misconception circulating the nation, you do not have to settle for the NHS

Olive Oil Skin Care – Mediterranean Diet For Skin

Olive oil is the basis for the Mediterranean diet well known for its beneficial effects on health. This antioxidant rich oil is also the foundation of olive oil skin care. These private label cbd oil products are associated with the finest in anti-aging skin care. Olive oil skin care is a beauty staple for naturally smooth youthful looking skin. Used to make skin smoothing natural body creams, lotions, soaps and scrubs in Mediterranean countries including Spain, Italy, France and Portugal these moisturizers are rich in antioxidant vitamins and nutrients. The botanical nutrients of this golden oil sinks into skin and helps to repair and restore youthful softness and smooth texture.

Nourishing olive oil contains powerful anti-aging nutrients for the body and applied topically provide a wealth of anti-aging skin care benefits as well. Olive body scrubs blended with sea salts or sugar are moisturizing exfoliating treatments. Rough dry skin is removed via the exfoliating action of the sugar or salts to reveal softer, smoother skin. These scrubs are excellent for softening and smoothing dry skin on feet, elbows and hands. Body scrubs made with sugar are more gentle and the glycolic acids present in sugar cane dissolves dry skin and boosts the exfoliation properties of these products.

Mediterranean soaps including bar soaps and liquid castile soap are among the worlds finest natural skin cleansers. Some of the highest quality olive soaps are still handmade with pure and natural ingredients. Many varieties of these soaps are imported from Italy, Spain, France and Syria and may be made exclusively from olive oil. 100% olive oil soaps are very moisturizing, however they may not create a lot of lather. To increase the creaminess of lather and enhance moisturizing properties, these soaps may also be blended with other skin soothing oils including soybean, safflower, canola and shea butter. These emollient oils increase the luxurious moisturizing qualities of these soaps to create premium body care products for all skin types.